A Plan for the Future
Did you know that 70 percent of Americans over the age of 65 will need some form of long term care?
Home Health Care
Home aide care and home health care can both be provided in one policy. This policy is much less expensive than long term care policies. Both policies provide complete care or partial care in the comfort of your own home. There are many licensed home health care agencies today with vetted providers.
Phyllis Titko Insurance can help you find a commendable fit for you. Home health care agencies are dependable, secure, and pleasant, and coverage typically includes "Adult Day Care" facilities. This offers stressed family caregivers respite OR can allow family caregivers to continue working while providing quality care to their loved ones.
Home doctor and therapy visits, nursing visits, or laundry and housekeeping aides are included in this coverage. The ages to enter these plans are 19 to 85. The plan is guaranteed for your lifetime.
Long term care
Long Term Care Insurance plans will cover assisted living, nursing home facilities, or care in your own home.
We use our 20+ years of experience in the long term care industry to recommend the best plans and the most responsive companies to fit the individual needs of your family.
Long Term Care insurance options can be comprehensive or planned to pay the portion of care you choose. Premiums are more stable today as insurance companies have planned for more cost stability.
Contact Phyllis Titko Insurance today for more information.