Effectively Manage your Retirement
Retirement planning is imperative. Protect your future and preserve your savings by effectively managing your assets.
Do you have a pension? Do you have a five-year plan? A 10-year plan? How long do you plan on staying in your home? Do you plan to live on your savings in retirement?
These are important questions and Phyllis Titko Insurance can help with the logic of these decisions and develop a retirement plan that provides safety and security for you and your family.
Most Americans have a 401(k), a tax-deferred retirement plan, through their employers. Once you leave your job or are otherwise no longer paying into it, one must "roll" it into a tax-sheltered IRA OR pay all the income taxes due on it, greatly diminishing its value.
With Phyllis Titko Insurance you are guaranteed that your asset balance never goes down or loses value. There are NO future management or future trading fees when properly planned.
Phyllis Titko Insurance recommends rolling your 401(k) into one or two (or more) IRA (individual retirement account) or Roth IRA depending on income tax desirability, including how you want your money to work for you.
Roth IRAs are a popular option because future earnings are not subject to income tax.
Phyllis Titko Insurance is available for retirement planning consultations, which include education on how to maximize your asset growth throughout your lifetime.
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